Becoming Debt Free in 2009

April 22, 2009

Just Pack Up and Move

Filed under: Journey to Debt Freedom,Random — ambercouric @ 9:22 am

My husband and I often talk about moving once the boys are out of the house.   Our plans usually revolve around moving to Hilton Head or another similar area.   My husband is really interested in moving to New Mexico (remember we live in the south) so this would be a major move.

Last night I suggested we put the house on the market and once it sells we pack up and move to New Mexico or somewhere.  We won’t be in a hurry but we’ll start the process.  Once we get to where ever we are going we can look for jobs.  I know this sounds risky but we have a guaranteed income of $25,000 a year but with no debt  plus 6 months  living expenses (really it’s more like a year expenses since we will be debt free) so we can easily survive.

My kids love the idea of us moving since they will only be home during the summers.

I know with the economy it is pretty crazy to think like this.  Would you ever consider just packing up and moving?  Do you know of great places in New Mexico we should look into?



  1. What about your health insurance???

    Comment by dogatemyfinances — April 22, 2009 @ 10:12 am

  2. OK Dog you just rained on my parade!!!

    Comment by ambercouric — April 22, 2009 @ 11:52 am

  3. Is your eldest son paying in state tuition? How would that work if you moved out of state?

    Comment by Over the Cubicle Wall — April 22, 2009 @ 8:40 pm

  4. If you can get the above things in order & take advantage of the ‘down’ economy – good for you – you have to do what makes you happy these days 🙂

    Comment by jpkittie — April 23, 2009 @ 6:32 am

  5. @ Over the Cubicle Wall – as long as he is in-state when he starts he will be considered in state until he graduates.

    @jpkittie – well it would definitely take awhile because the house selling might not happen quickly

    Comment by ambercouric — April 23, 2009 @ 8:21 am

  6. I did that only backwards from your idea. I got a job and then moved 22 hours away! I rented an inexpensive place for the first year to make sure I would like the area, job, etc.

    Comment by IMHO — April 23, 2009 @ 1:39 pm

  7. As someone who has lived in 3 other countries besides the U.S. and in several states, I think it’s a great idea! But…there are places I have lived that I didn’t like once I got there. Take some time to make a trip there and see how you like it first. Do lots of research about the area you may want to live in (different areas in the town). Now, I have lived in NM back in the 90’s. We lived in Albuquerque. It was nice there. I hear Santa Fe is better though.

    Comment by Michelle — April 24, 2009 @ 1:00 am

  8. I’m all for following your dreams. I visited Hilton Head a few summers ago and it was absolutely wonderful. I would have loved to live there, but the cost of living was crazy compared to what I am used to. I like Michelle’s suggestion of taking trips and visiting the place you want to live first.

    Comment by Dawn — April 24, 2009 @ 2:01 pm

  9. I was just curious how you had a guaranteed income of $25,000 when you said both you and your husband would have to look for jobs. I have been to NEw Mexico and parts of it were beautiful. However, can’t it be very hot there?

    Comment by RyansDad — May 9, 2009 @ 9:39 am

  10. I lived in New Mexico for 15 years and loved it – especially if you want to live in a beautiful place with a small town kinda feel. I mean, the entire state has less people than San Diego, California.

    I would say where you look to live depends on what you want. Places that you might check out: Ruidoso (in the southern part of the state), Taos, Rio Rancho. If you have to work, Albuquerque is actually doing really well in the economy right now because it is getting A LOT of government contracts, filtering money into the economy.

    I personally lived in Roswell. And, honestly, it is a great place to work and pretty close to some beautiful locations. It itself is not that beautiful though. 😉

    Comment by Dr. Faith — June 4, 2009 @ 7:53 pm

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