Becoming Debt Free in 2009

February 6, 2009

Weekly Budget Cut #2 -Mail Order Rx

Filed under: Budget,Journey to Debt Freedom,Weekly Budget Cuts — ambercouric @ 11:13 am
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Sorry, I forgot to post this on Monday.  We have made our second weekly budget cut.  This cut is easy it just takes a little effort on my part to get things ordered.  There are two of us that take a daily medication.  I usually use our RX plan and get the prescriptions from the local pharmacy and only pay the co-pay.  Our insurance company also has a mail order plan.  If I order a three month supply I will save $40 over the three month period.  An added bonus is that I won’t be running to the pharmacy all the time.

This is so simple.  I could have been doing this for years.  Better late than never.

Monthly savings so far – $37.  Only $363 to go.

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7 Comments »

  1. What’s up with us, anyway? I have Kaiser for health coverage and they offer the same “3 months of meds for the price of 2 co-pays” if you order by mail. It was two years before I decided to take them up on the deal–I have no idea why I waited that long. And they are FAST when it comes to filling the prescriptions–never more than 3 or 4 days.

    Comment by Grace — February 6, 2009 @ 12:14 pm

  2. I’m the same way, every year they send me the forms to do mail order refills and yet I still trudge on down to the pharmacy. I order my dog’s medicines online but not mine. Our savings is less, only about $40 a year I think. Good that you made the switch and found an easy way to save a few dollars.

    Comment by Miss M — February 6, 2009 @ 12:25 pm

  3. I don;t have any prescriptions, but this is a good tip to keep in mind if I ever need one.

    Comment by Over the Cubicle Wall — February 6, 2009 @ 9:21 pm

  4. Great tip. We often transfer presciptions between pharmacies to take advantage of store gift cards. We use these gift cards to expand our purchasing power.

    Comment by Converting A Spendthrift — February 7, 2009 @ 9:07 pm

  5. My insurance has this mail order program as well and I love it. I save a good deal with the three month supply and it comes into my mailbox so I just collect it when I get my regular mail.

    Comment by lulugal11 — February 8, 2009 @ 2:46 pm

  6. I never use the mail order plan. I live in a very small town and the local pharmacists are good guys. I don’t want to take business away from them. If I were very sick and couldn’t get down to the pharmacy, they would deliver to me. If I spaced-out and forgot to fill my prescription, they would open up on Sunday and fill my prescription. The mail order companies won’t do any of that for me. I think it’s terrible that the healthcare programs make it more difficult and more expensive to shop locally. I know the idea of shopping locally has a more obvious impact in a small town. Even though I would save a little money with the mail order plan, I support my local pharmacy.

    Comment by SimplyForties — February 9, 2009 @ 11:53 am

  7. For a while I was on a medication that I had to fill monthly, and I used the mail order plan offered through my health insurance. But then my breathing improved and I was able to go off my medication for nearly a year. I guess I keep hoping it will get better again, but it has been more than a couple of years so I should set up the mail order plan again. My prescription is $10 co-pay but $20 for three months for the mail order plan. My son also has asthma but there is no mailing plan for his medication. The doctor just put him on Qvar and the stupid insurance company only fills the size that is 100 inhalations. He’s supposed to use 2 puffs morning and evening, so it’s not even a 30 day supply! I asked the pharmacy about it, and they said that is the only size the company will approve. I really hate that we have to be on medications, really hate it.

    Comment by outofdebtagain — February 28, 2009 @ 1:28 am


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