Becoming Debt Free in 2009

January 22, 2009

Procrastinating Costs Money

Filed under: Budget,Debt,Journey to Debt Freedom — ambercouric @ 10:40 am
Tags: ,

I’ve needed to book a flight for a week or so now.  When I first looked at the prices the cost was $98 round trip.  Before I booked I wanted to check a few other details of the trip and just put the tickets on the back burner.  Well, I checked this morning and the tickets are now$205 round trip.  I went ahead and booked but I ended up paying more than $214 more for the two of us just because I waited.  I knew about this trip earlier enough but procrastinating costs me a lot in the long run.

Focusing on all the “little” things doesn’t help a whole lot when something big like this gets overlooked.

I am ready for January to be over.  I have spent more money this month while I’m trying to save than I spent in probably the last six months of last year. 

 One step forward 10 steps back.   Anyone else feel like this?



  1. Hi there-I’ve felt quite low too this month, don’t know if its the horrid weather and a combinatiion of having to stick to budget, but everything does feel kind of tough at the moment. Keep remembering what you’ve acheived since you started your blog, you’ve come a real long way in such a short space of time.

    Comment by sharon rose — January 22, 2009 @ 11:15 am

  2. It’s not just you! I’ve been having one of those months, too: car, vet, moving, school…it just seems to be never ending. I’m frustrated, too, but I think it’s just a “moment” and, like U2 says, it too shall pass. There are always periods of adjustment when you implement something new, regardless of what it is, so I think that might have something to do with it, too. Hang in there!! You’re doing so well and it’s not easy, but your positive attitude and determination will see you through!!

    Comment by Annie — January 22, 2009 @ 12:40 pm

  3. We had the same problem with flight prices – my sis and I have been procrastinating on our travel plans for too long!

    PS I am ready not just for the end of Jan, but for SPRING weather. probably have to wait out at least 3-4 months yet, groan.

    Comment by Saver Queen — January 22, 2009 @ 2:51 pm

  4. It’s not just you! It seems like January got the best of a lot of us!

    Comment by Frugal Dreamer — January 22, 2009 @ 4:36 pm

  5. I’m right there with you. I paid off one pay day advance and had to turn around and renew it. My sister’s birthday creeped up on me, and my nephew still hadn’t gotten a christmas present from me. guilt makes me spend money. thankfully, i filed my taxes early and hope to get the refund by the end of the month. sadly, it’ll be spend on bills and rent.

    Comment by pennylesschic — January 22, 2009 @ 5:37 pm

  6. January has been a little rough for unplanned expenses. DS’s car, new shoes, plumbing–I should be able to plan for all these things in the future. Can’t wait to start February!

    Comment by rtc — January 22, 2009 @ 6:04 pm

  7. One step forward and ten steps back is still better than no steps forward and ten steps back. Keep up all the good work you are doing to get out of debt!

    Comment by Over the Cubicle Wall — January 22, 2009 @ 7:49 pm

  8. December is always such an expensive month for me that all the others pale in comparison. It’s always mentally tough to keep going after an expensive month but we have to just keep plodding along!

    Comment by SimplyForties — January 22, 2009 @ 10:26 pm

  9. I’m self-employed and January is usually a GREAT month (massage therapy)…but it all died off after 10 days. My problem is less about money flowing out than it is about money trickling in. I wonder if it’ll be like this for months, or years…

    Comment by moneymatekate — January 23, 2009 @ 1:55 am

  10. This month has been horrible for me — So you are not alone at all! New Year, New Goals – yea right… I think I was just setting myself up to fail! Good Luck!

    Comment by jpkittie — January 23, 2009 @ 8:42 am

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