Becoming Debt Free in 2009

January 10, 2009

Spend, Spend, Spend Some More

Filed under: Cash Only,Dave Ramsey,Journey to Debt Freedom — ambercouric @ 10:46 pm
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I have spent more money in one day than I spent for the entire Christmas season.  Isn’t January the month people spend less?

Remember this post about all the change my family saves?  Well, we decided how to spend it.   We spent just under $1000 on a new fence for the back yard.  We had a neighborhood party (well just us and one other family) putting the thing up today.  We still have to put the gates on tomorrow and then the dogs can stay outside by themselves. 

I also spent part of my grocery budget buying pizza for everyone who spent the day over here working so I will probably have to go by the bank and withdraw an extra $50.   I could have written a check but since I vowed to be cash only for the year I felt like I would be cheating if I did.  Which is really crazy since all the money is coming from the same place anyway.

I did use some restrain and didn’t buy the hammock that was on sale.  Again, the cash only vow saved me.  Otherwise, I would have that thing hanging in my backyard and I would be sitting under the stars tonight. 

I’m going to start a 2010 wishlist.  All the things I pass up this year I will put on this list and next year will see if it is something I still want.



  1. It’s hard to be frugal all the time. I just spent money on one huge purchase I’ve been putting off since summer – a new laptop. I realized today that I have to actively start shopping and saving for a road bike: something I know I need if I want to spend all summer cycling and getting in better health. Big vacations are out, but the smaller items are the ones you have to be careful of.

    I’m sure you needed it and I’m sure you thought long and hard about it. But you spent it, so now it’s time to get back to frugality. Keep pluggin’ away!

    Comment by debtmaven — January 11, 2009 @ 12:07 am

  2. Hi there-the fence was a priority for you, so well done on achieving this goal!

    Comment by sharon rose — January 11, 2009 @ 5:29 am

  3. Good call. A fence was needed, and it wasn’t something frivolous (although that would have been OK too) 🙂

    Fabulously Broke in the City
    Just a girl trying to find a balance between being a Shopaholic and a Saver…

    Comment by Fabulously Broke — January 11, 2009 @ 12:00 pm

  4. I think that the fence will help to destress your life. The wish list for 2010 is a great idea! That way you won’t feel like you are depriving yourself and it will give you time to see if the item will really add to your quality of life. I think I will start one too!

    Comment by rtc — January 11, 2009 @ 12:14 pm

  5. A fence is a good use of money, your puppy will enjoy the yard to play in and it should add value to your home. I’m dying to put up a new fence, our chain link is pretty ghetto.

    Comment by Miss M — January 11, 2009 @ 12:57 pm

  6. Enjoy your new fence. I’m sure the puppy will enjoy being able to be out in the yard unattended.

    I’m envious that you are able to put up your fence in January. Our six foot high fences have snow on them up to about the 3 foot mark in some places – and the ground is frozen solid.

    Comment by Money MInder — January 11, 2009 @ 2:37 pm

  7. I’ve commented on your previous post again…again, my sincere apologies.

    Great job on the quick work on your new fence! We will be needing a new one this spring, as husband and child are itching for a puppy too. Your “neighbourhood party” idea is a good one, I will do something similar for sure!

    Comment by Heather — January 11, 2009 @ 5:15 pm

  8. It’s 7:30 pm – the fence is complete and the dogs are outside and don’t want to come in.

    Hope they are ready by 11:00 because I’m tired and going to bed.

    Comment by Debtfree2009 — January 11, 2009 @ 8:35 pm

  9. You could ask for a hammock for your birthday or other gift-receiving occasion…just an idea, because that’s the kind thing I’d love to buy someone who really wanted it and would use it.

    Comment by moneymatekate — January 12, 2009 @ 3:50 pm

  10. I love the idea of the 2010 wish list. Think how good you’ll feel when you pull out that list next January and see all those things, many of which you won’t want anymore. You’ll feel good all over again about not buying them!

    Comment by SimplyForties — January 12, 2009 @ 6:18 pm

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