Becoming Debt Free in 2009

November 7, 2008

Blessing Money

Filed under: Budget,Giving — ambercouric @ 10:11 am
Tags: ,

Last night while watching the news there were many interviews of how difficult things are right now.  Many people are being laid off.  Many are losing their homes.  A host of things are happening for a host of reasons.  While watching these interviews I remembered something I heard several years ago.  I wish I could remember who said it because it had such a profound impact on the way I see things.  I know this is a personal finance blog and the majority of the readers are trying to become debt free.  I am going to ask you to create another category in your budget – Blessing Money.

Blessing Money is a little money set aside that you can give when that urge hits you.  It doesn’t have to be big maybe $1 a month if that is what you can afford.  Can you be a blessing to someone?  I am blessed to have great children who really don’t ask for much.  A couple of years back my son was going on a 6th grade trip.  The trip cost $300 per person.  A child in his grade that he didn’t know very well couldn’t afford to go.  All he knew was that other kids would pick on her and her father had lost his job.  He asked if we could use Blessing Money to pay her trip.  We don’t have $300 a month blessing money but the money was to be paid over a several month period.  I told him if he made arrangements with the teacher  and that it could be anonymous would could do it.  That trip was more of a blessing to him than to anyone.  He so enjoyed the little girl having a good time.

Blessing Money can be big or small.  To someone that is in need or to someone you have a nagging feeling in your stomach to help.  Someone may just need that small gesture to help them get through the day.  You may know them or they may be complete strangers.  I have a place in my wallet where I keep $20 Blessing Money.  Sometimes it takes two months before I use it.  Sometimes as soon as it is replaced I use it again. 

I encourage you to have a special Blessing Money place.  Start with $1 or $100.  Whatever is right for your budget.  I can’t tell you how blessed I have always been just to know that I have helped someone. 

Now, I’ll tell you how someone blessed me.  Several years ago I lost a lot of weight.  I had no clothes that really fit well and had just paid for braces for my son so funds were tight.  I had a friend who worked at a nice clothing store.  She was forever buying stuff and she would by it too small.  You see she was going to lose weight and the clothes were her “motivation”.  She had an outfit that was adorable.  I loved it and probably would have bought one if I could have afforded it.  She called out of the blue one day and said I needed to come to her house right away.  When I got there she had a ton (at least 20 items) of clothes new with tags sitting on her sofa.  I walked in and she actually had tears and said, “I don’t want to do this. I love these clothes and I know I will fit it them someday, but I need to BLESS YOU.”

I encourage you to bless someone this weekend.  Send a card, buy a coffee, give away something you don’t really need,  give a child a candy bar, take $10 to the food bank.  Make an effort to be a blessing.  There is always someone more needy that we are.  Find a way to be a blessing.  Not only will it make you feel great it will teach your children the joy of giving.  I don’t think there is anything greater than seeing a “giving” child.  Children who give from the heart grow up to be adults who give from the heart.

Do you have Blessing Money in your budget?  Will you bless someone this weekend?  I would love to hear what you do.



  1. This is a great post. I love it. I don’t have “Blessing Money” per se, but I do try to give what I can with what I have. My last ‘gift’ was $60 to a charitable organization I support last month. I had some extra cash and while it should have gone into my Efund Account, I decided it needed to go to this charity.

    I sometimes go to a grocery store that has a donation bin by the exit door for the local food pantry and the local animal shelter. I try to buy an extra can or box or two of items and drop them in the bins for those who may need it more than I do.

    Comment by bouncing back betty — November 7, 2008 @ 2:45 pm

  2. Hi there-this is such a lovely post and soo pleased you also benefited out of the blessing system with the lovely clothes! For me, my blessing money is charitable donations-I donate to Save The Children, SightSavers and Christian Aid, I give by direct debit every month.

    Comment by sharon rose — November 8, 2008 @ 4:40 am

  3. thats a really lovely name for it, blessing money.
    I knew someone who used to keep the first client for the weeks fee in a lovely silk bag. She would just let it build until she met someone who needed it and give them the bag & then start again.
    I don’t give money, but I keep 2 hours a week aside for teenage clients who can’t afford my services,but really need help. It’s my way of paying it forward for a lot of people who ‘blesed’ me in a tough time as a teen.

    Comment by Louise — November 8, 2008 @ 6:32 am

  4. I love to hear your stories about blessing someone. It doesn’t always have to be money. Time is usually more valuable than anything we could actually afford to give. Great job.

    Comment by ambercouric — November 8, 2008 @ 11:45 am

  5. I love this idea! I am going to start keeping blessing money with me tomorrow.

    Comment by Krista — December 8, 2008 @ 12:56 am

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    Comment by paid survey questions and answers — December 30, 2012 @ 2:03 am

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